Applying for your first home loan
Buying a first home is a major event in anyone’s life, and it can be hard to know where to begin when applying for a home loan. Equity Access can make your application a simple and easy process from start to finish. With preparation as the key, we can guide you through the maze to unlocking the door on your first home.
What about the First Home Owner Grant?
With many Australians aspiring to owning their first home, the federal government introduced the First Home Owner Grant in 2000 to facilitate buying or building first homes. The grant is not means-tested and consists of a one-off, tax-free payment depending on the type of property you are buying and the State of purchase. To find out if you are eligible for the First Home Owners Grant please visit the Office of State Revenue website.
Which home loan should I select?
The mortgage market has evolved over the past decade. Home loans are no longer simply a matter of signing up for 25 years; there are a range of options which can save you money, and give you more flexibility and peace of mind.
The home loan market is extremely competitive with hundreds of products available, each with different features, fees and interest rates. Now more than ever is the time to take advantage of these benefits. Equity Access consultants use comprehensive computer programs to compare hundreds of loans in minutes and provide you with a list of competitive options.
How can Equity Access help you begin the process?
Our aim is to eliminate any guesswork about which home loan is suitable for you. We take the time to help you understand the different interest rates, fees and charges, and terms and conditions available.
If you need more information on these types of home loan products and how they suit your individual home loan needs, the team at Equity Access Australia can help.
Call Equity Access Australia on 1 300 655 616